Pay only 5% , the rest is yours to keep.

Stop paying 30.2% if you can pay only 5%

The moment you pay out dividends, Estonian government takes 30.2%* on top of the net dividends.

* 22/78 income tax + 2% defense tax.

Calculate my tax savings

Annual Business Profit (€):

Estonia: €0

Madeira IBC: €0

Annual Savings: €0

Savings After 5 Years: €0

Based on your annual business profit, an MIBC by Veyra could save your business up to €0 annually.

These will be your new tax rates.

Madeira IBC by Veyra

5.0 %

Corporate tax

0.0 %

Dividend tax

Who will benefit the most from Madeira IBC?

The Madeira IBC by Veyra helps you maximize profits, reinvest smarter, and scale your business, all while ensuring full compliance. Designed for those who value financial freedom and growth, it’s your path to keeping more of what you earn and achieving lasting success.

Products & Goods (import & export)

If you import the goods, you can buy the goods to your Madeiran company and sell them to your Estonian company. The profit will stay in Madeira. If you produce and export, you can sell to your Madeiran company and the company sells the goods to the consumer. The profit will stay in Madeira. You win both ways.

Intellectual Property Holders

Authors, artists, musicians, IT companies, and other professionals with intellectual property rights can license their IP to a Madeira company, reducing taxes on royalties and licensing fees. If the right belongs to you and you want to get the money to your personal account, then this is especially for you.

Real Estate Investors

Investors seeking to diversify or move away from the Baltics can benefit from tax-deductible real estate costs and lower overall taxation.

Influencers and Freelancers

Individuals earning income from social media, creative work, or freelance projects can save significantly on taxes while maintaining full compliance.

Service Providers

Companies offering services in Estonia can restructure revenue flows through Madeira, saving on taxes and reducing operational costs.

Sales Companies

Businesses engaged in international trade, particularly those buying from third countries and selling to the EU, can protect assets and save on taxes by reallocating risks and profits.

Company Exit Strategy

Entrepreneurs selling company shares or transitioning ownership can benefit from Madeira's tax framework to minimize financial losses and get more privacy.

High-Net-Worth Individuals

Those concerned about privacy, geopolitical risks, or asset protection find Madeira's tax solutions particularly advantageous for diversifying wealth.

Personal income optimization

For example - loans and interest payments: If the business owner has personally given a loan to the company, in Estonia, the company has to pay 22% income tax on the interest payments to the owner.
In this scenario Madeira could be a better option for you: personal income from fees is taxed at 22% in Estonia, compared to just 5% in Madeira.

Why choose Madeira ?

Save on Taxes: Pay just 5% tax on profits, compared to Estonia’s 30.2% on dividends (22/78 income tax + 2% defense tax from 2026).

Invest and Grow: Deduct real estate and travel costs as business expenses, reducing your overall expenses by up to 30,2%.

Manage Risks: Protect your assets and gain peace of mind by diversifying your wealth internationally. Risks in one company, the profit in another company.

25,2% in competitive advantage: You will get 25,2% more in either personal income or cash flow. In 10 days. Just like that. Your competitors will not even understand how you did it.

Finally some privacy: Keep your financial data away from journalists and competitors. Your business structure will be hidden from prying eyes.

Easy access to Banking

No Portuguese ID required

Online banking via PIN / password

Government services accessible remotely

Credit cards available with secured deposit

Options include traditional banks, Wise, and Revolut

How is that even possible? Where is the catch? I've been told the whole time that Estonia has the best tax system?

This is a well-kept secret. EU sees Madeira as part of EU that needs special conditions. To ensure investments to this small island in the middle of the Atlantic and help with the regional development, the EU grants significant benefits. 100% EU. 100% legal.

What is the biggest difference between Madeira and Estonia?

Estonian tax system is good when you want to keep the profits in the company for reinvesting. BUT... you need personal income as well, right? Yes. That is the main difference: it costs 30,2%* in Estonia to get the money to your bank account and in Madeira only 5%. So, it is smart to structure your business, so that the personal income will be taxed only by 5%.

Is it complicated to get a company in Madeira? How will I run it?

It is very easy. Everything can be done online or by power of attorney. You do not even have to travel to Madeira unless you want to. The local accountant will take care of your company's books. That's about it. Madeira will add only a small link, your business will be the same.

* 22/78 income tax + 2% defense tax.

Let's calculate your tax winnings

Let’s explore how a Madeira structure helps you legally keep more of your hard-earned money and unlock greater financial freedom.

Estonian tax-scenario

Available for dividends: €500,000
Tax in 2025 (28.2%): €109,984
Tax from 2026 (30.2%): €115,975

Madeira IBC tax-scenario

‍Corporate Profits: €500,000
‍Total Tax (5%): €25,000
‍Dividend Tax in Estonia: €0.00
‍Net After Tax: €475,000

Calculate your tax winnings

Annual Business Profit (€):

Estonia: €0

Madeira IBC: €0

Annual Savings: €0

Savings After 5 Years: €0

Based on your annual business profit, an MIBC by Veyra could save your business up to €0 annually.

You had €500,000 and got €475,000 to your personal bank account. If you would have paid out €609,984, you would had €579,484 in your personal bank account.

‍To pay out €500,000 in dividends, you would save €116,000 every year (2026).

Over a decade, that’s a €1,160,000 tax saving.

Imagine what this extra capital could achieve. Huge competitive advantage and better business.

‍The most important: you can afford so much more to you and your family and you would sleep better as the business risks are managed better. A better school for your children? Finally first class tickets? More time for you and your family?

Tax saving scenarios in real life

Dividends

Scenario
You want to pay out €500,000 in dividends from an Estonian company.

‍Estonian Taxes
You would receive €390,015.60, after losing €109,984.40 in taxes (22/78 corporate tax = 28.2% + 2% defence tax).

‍Madeira Solution
Using a Madeira-based LDA (private limited company), you pay 5% corporate tax and receive €475,000, saving €84,984.40 on that one transaction.

‍10-Year Savings
‍Over ten years, the savings from using Madeira would total €849,840.

Product & Service companies

Scenario
You sell a machine worth €300,000, earning a 25% profit (€75,000).

‍Estonian Taxes
High corporate tax rates would reduce your retained profits significantly.

‍Madeira Solution
By routing profits through Madeira, you retain €71,250 of the €75,000 profit after paying 5% tax, or €17,400 saved on a single transaction.

Real Estate Savings

Scenario
Buying a villa in Spain for €500,000.

‍Estonian Taxes
You would need to pay €125,000 in dividend tax just to transfer €500,000 to your personal account to purchase the property.

Maintenance, taxes, and state fees are not deductible, making the total cost significantly higher.

‍Madeira Solution
The company buys the property, with all associated costs (state fees, maintenance, utilities) deductible as business expenses, reducing overall costs by 30% or more.

How to Qualify ?

‍Investment:
You have two years after incorporation to invest €75,000. Turn this requirement into an advantage through real estate or business assets. Your investment builds lasting value while securing your tax benefits.

Real estate investments in Madeira not only help meet the €75,000 requirement but also allow you to deduct costs like taxes and upkeep as business expenses. This makes owning property up to 25.2% cheaper.

Create One Position in Six Months:
‍
Choose your path:
- Employ yourself and transition from Estonian employment,
- Split your current Estonian wage 50/50,
- Employ a family member or current employee.

Minimum wage: €915 monthly (€201.88 in taxes) - comparable to Estonian costs.

Plus, after 15 years of contributions, you're eligible for Portuguese pension benefits.
‍
Read further to see how your first hire and €75,000 investment can yield even greater returns.

Real Success Stories

As a business consultant with clients across Europe, I didn't need a massive headquarters. I needed a stable, tax-efficient, and beautiful place where I could base my operations. Madeira ticked all the boxes.I registered my company in the Madeira International Business Centre (MIBC), where my consultancy income is taxed at only 5%. For years, I had juggled higher tax burdens in the UK and rising office expenses.In Madeira, I found affordable office spaces with excellent infrastructure, including high-speed internet and coworking hubs.But the real benefit? My clients loved visiting. Whenever we held meetings on the island, they were blown away by Madeira's beauty and hospitality. It gave my business a competitive edge.On a personal level, the stress of running my business in London melted away. I spend mornings by the sea, afternoons working efficiently, and evenings enjoying life. The Madeiran pace of life, combined with the professional benefits, allowed me to focus on growth and live the lifestyle I'd always dreamed of.

David

David, owner of an international consultancy firm from the UK.

Back in Tallinn, running my small software company was becoming challenging. Rising costs, cold winters, and the growing tension in the region made me uneasy about the future. I wanted a location within the European Union that would offer stability, favorable tax conditions, and quality of life for my employees.I came across Madeira's International Business Centre (MIBC), which offered a 5% corporate tax rate for international businesses. Relocating my business to Funchal was surprisingly straightforward with Veyra's help. We registered my business under the MIBC scheme, fulfilling the requirement to hire a few local employees—something that turned out to be a blessing. The local talent pool was strong, and the Madeiran work culture brought a fresh perspective to our projects.Now, we operate seamlessly with remote clients across Europe, enjoying Madeira's infrastructure, including fast internet, modern offices, and frequent flights to major European cities. Beyond business, my employees and I enjoy a healthier lifestyle—surfing after work, hiking on weekends, and drinking coffee with ocean views. Relocating to Madeira gave my business financial relief and an environment where innovation thrives.

Kris

Development company owner, Estonia.

My husband and I ran a small artisanal olive oil export business in Spain. The high taxes, bureaucracy, and economic uncertainties made it hard to scale. When we learned about Madeira's favorable tax regime and ease of doing business, we decided to move our operations to the island.Setting up the business was straightforward. With help from our Veyra advisors, we registered under Madeira's Free Trade Zone regime and benefited from the 5% corporate tax rate. On top of that, exporting goods remained seamless since the island is part of the European Union customs territory.

Sara & Miguel

Owners of an artisanal food export business from Spain

The Power of Smart Tax Optimization.

Is it unfair, immoral or is it your duty?

Imagine this: You’ve worked hard, built a successful business, or achieved financial stability, only to watch significant portions of your earnings flow into systems where you have no control over their ultimate use. It’s frustrating to think of your contributions funding inefficient projects or misguided policies, especially when you could use those resources to create real, meaningful change in your community.

This is the part where tax optimization creates more value and impact. Because - the decision how to use the money - will be done by a smart and intelligent person, not some unqualified politician whose only interest is to get reelected. Make smart choices for you and your community.

Here’s the good news: Tax optimization is a fair, legal, and ethical way to redirect your hard-earned money toward the things that matter most to you.

‍Why Tax Optimization is Moral and creates more value:
Tax optimization often carries an undeserved stigma, with some associating it unfairly with tax evasion or dishonesty - being of a lesser citizen. But the truth is, optimizing your taxes simply means making informed decisions to take advantage of the benefits the law already provides. Being smart. Far from being immoral, it’s an exercise in responsibility and prudence.

Here’s why:
‍There is a clear reason why the Law permits tax optimization: the wealthy and smart people want to make their own choices on how to use their earnings. Have you heard about the fact that the ultra rich people pay very little taxes? Especially compared to their wealth? Yes. Then it is time to become one.

‍Operating Within the Law: Tax laws are designed to offer incentives—whether for business investments, job creation, or community development. By using these incentives, you’re aligning your actions with the law's intent.

‍Holding Systems Accountable: Governments - that means politicians - sometimes make poor decisions, prioritizing wasteful spending over meaningful impact. By legally minimizing taxes, you ensure your resources aren’t disproportionately wasted. Why should some unqualified politician decide how to use your tax money?

‍Empowering Personal Choice: Saving on taxes gives you greater financial flexibility to support initiatives that align with your values, from charitable donations to local investments.What Your Savings Can AchieveImagine reinvesting your tax savings into projects that inspire real change. Here are just a few ways those savings could transform lives:

‍Support Charities: With tax savings, you can increase donations to organizations addressing global hunger, education, or environmental sustainability. Every euro saved could feed more families or educate more children.

‍Invest in Local Communities: Whether it's funding a community park, supporting local businesses, or backing a startup, your resources can have an immediate, visible impact where you live.

‍Grow Your Business Ethically: Optimized taxes allow you to reinvest in your business, creating jobs and fostering economic growth in your industry and beyond.Steering Clear of Political MismanagementEvery year, stories of wasteful government spending make headlines—projects that run over budget, misallocated resources, or policies that fail to meet their intended goals. That is just stupid. And it seems that it never ends. By optimizing your taxes, you ensure that fewer of your resources fuel these inefficiencies and instead go toward endeavors you trust.

How We Can Help:
At Veyra, we specialize in showing individuals and businesses how to maximize their financial potential through ethical and effective tax optimization. We believe in empowering our clients to take control of their finances, align their wealth with their values, and make meaningful contributions to society.Your journey to smarter finances isn’t just about saving money—it’s about creating a legacy. Let us guide you toward a future where your hard work builds the world you want to see.

‍Let’s start the conversation today.

The Veyra difference

Setting up a tax-efficient business isn’t just about paperwork; it’s about understanding the details of legal systems in multiple jurisdictions. The most important is to know the client's needs. That’s where Veyra excels.

On-the-Ground Expertise in Estonia and Madeira

Our team seamlessly bridges the gap between these two jurisdictions. With a deep understanding of Estonian and Portuguese legal frameworks, we ensure your business meets compliance standards in both regions without hassle.

Scandinavian Quality of Client Service

100% Estonian quality. Have you heard the horror stories about client treatment in Southern Europe? Endless waiting times, misinformation, disappearing acts, and leaving clients in the dark… With us, you’ll experience the gold standard of Scandinavian client service. Everything will be handled the Estonian way—for your comfort and peace of mind.

Transparent Processes

Every document you receive from us is editable, clear, and fully explained in Estonian. We believe you should never sign anything you don’t completely understand.

End-to-End Guidance

From incorporation to annual reporting, we’re with you every step of the way. Our Estonian legal experts ensure that your transition is smooth, while our Madeira-based specialists ensure your company thrives within the IBC framework.

Problem Solvers, Not Middlemen

Unlike many service providers, we don’t outsource your needs to faceless agents. Our in-house experts directly handle all aspects of your business setup and compliance, giving you complete confidence in your structure.

Local Relationships That Work for You

Our established networks in Madeira—from government officials to trusted real estate agents—ensure that your investment and employment obligations are met efficiently and strategically.

FAQs

Madeira’s IBC is a legitimate, government-backed program designed to attract international entrepreneurs, fully compliant with EU regulations.

Cut my tax rate to 5%

How long does it take to set up?

We incorporate your Madeira IBC within just 10 working days. What sets us apart is our on-the-ground presence in both Estonia and Madeira, ensuring a seamless process. Our team handles all legal requirements, so you can focus on running your business while we take care of the details.

Do I need to move to Madeira to benefit?

No, and as a tax resident of Estonia, you gain a significant advantage. With Madeira’s IBC, your corporate income tax is limited to just 5%, and no additional tax on dividends is calculated in Estonia. This allows you to retain more of your profits while remaining fully compliant with both Madeira’s and Estonia’s tax regulations.

What types of businesses qualify for Madeira’s IBC?

Madeira’s IBC is ideal for a wide range of businesses, including consulting, IT services, e-commerce, intellectual property management, and more. Our team will assess your specific business to ensure it meets the requirements.

How does Madeira’s IBC compare to other tax structures?

Madeira’s IBC offers one of the lowest corporate tax rates in the EU, making it highly competitive. Unlike many tax havens, it’s a legitimate, government-backed program aligned with EU regulations, offering both transparency and security.

Can you help us with accounting and getting a Portuguese NIF (Tax number)?

Yes, of course. We offer always 100% turnkey solutions. You never have to worry. If you trust Veyra, we guarantee that we take care of everything you and your business will need.

What about VAT?

In general, Portuguese companies with VAT numbers invoice Estonian companies without adding VAT, per EU regulations.

Is this tax optimization legal?

Absolutely. Properly structured through MIBC, this is a fully EU-approved framework.

Is it possible to deduct the travel expenses of an employee?

Yes!

What is the climate in Madeira?

The climate in Madeira is very warm and pleasant. NB! If you are planning your trip or considering Madeira, then please do not check the usual weather sites - they will not paint you a correct picture due to the islands many Microclimates ;). We can confirm to you that the weather is like Estonian summer year round - yes, there are colder days with more rain and wind, yet most of the year it is sunny.

Ready to keep more of your hard-earned money?

Contact Veyra Today to Start Your Madeira IBC Journey.

Cut my tax rate to 5%

We also offer:

Tax Optimization & Asset Protection

Keep more of your money and protect what you’ve built. Veyra offers smart tax strategies and bulletproof asset protection, so you can focus on growing your wealth.

Crypto Exit Strategies & Real Estate Strategy

Grow your wealth with smart crypto exit strategies and strategic real estate investments. We help you navigate both worlds to maximize your returns and secure your future.

The future. On your terms.

Pay Less Tax